TFC FINANCIAL PLANNING UPDATE: SUSTAINABLE WITHDRAWAL RATE DURING RETIREMENT

TFC FINANCIAL PLANNING UPDATE: SUSTAINABLE WITHDRAWAL RATE DURING RETIREMENT

Wed, October 31, 2018

TFC FINANCIAL PLANNING UPDATE: SUSTAINABLE WITHDRAWAL RATE DURING RETIREMENT

A recurring question we address with clients during all phases of planning to ensure financial independence is “How much can I safely withdraw from my portfolio throughout retirement without depleting it?” The answer would not be as challenging to derive if each of us knew for sure how long we would live, our exact future income from all sources (including Social Security), how much we will spend to maintain our desired lifestyle, and how the market will perform.