The financial media buzz of the moment focuses on why investors should lower their portfolio return expectations. For those following a globally diversified approach, this assertion tends to resonate with recent investment return results and much of the current punditry and cable network financial news (noise). For long-term investors, the sense of frustration is palpable as the sell-side trading crowd touts the need to find “alternative,” more creative paths to enhanced potential returns. Confused by these conflicting views, investors can’t be faulted for following a cautious, risk-averse approach.